Univest Bank and Trust Co. is pleased to be able to assist you with your homeownership needs.  Whether you are purchasing a new home or refinancing your existing home, we have the products you need and a passion to deliver the personal service you deserve.  While the mortgage process can be cumbersome and complex, we provide you with online tools and a team of mortgage professionals to help you.  Visit the Loan Center to utilize our online tools or to contact us in the manner most convenient to you.